HomePaymentsPaymentsCredit Cards, Direct Debits, BPAY, Payments & Settlements InformationBy dev@payadvantage.com•49 articlesPayment Enquires, Disputes and ChargebacksUnderstanding ChargebacksViewing and Actioning Chargebacks in Your AccountCredit CardsRBA Payment Changes (October 2026). What It Means for Your BusinessVirtual TerminalApple Pay and Google PayAmerican Express AcceptanceCredit Card Surcharge / OnchargingProtecting Business Against Credit Card FraudPayment Card Industry Data Security Standard (PCI DSS).Direct Debits & Recurring PaymentsDirect Debit - FAQCreate a Direct DebitEdit a Direct DebitDirect Debit Authority FormAuthorising Direct DebitsDirect Debit StatusesView All Direct DebitsDishonours & Fee SettingsDirect Debit Charge Limits and Maximum Upfront ChargesRecover ArrearsBatch Debit ProcessingCreate a Recurring Direct Debit TemplateEdit a Recurring Direct Debit TemplateView All Recurring Direct Debit TemplatesRecurring Direct Debit Template - FAQUploading & Using Terms and ConditionsBPAYBPAY Transaction LimitsBPAY Biller Code and Reference Number (CRN)Creating BPAY CRN's (customer reference numbers)BPAY Brand & Logo requirementsBPAY Information for your customersPay Advantage BPAY Biller CodesAdd BPAY to your MYOB invoicesAdd BPAY to your Invoice2go invoicesPayments and SettlementsPayment RequestsImport Payment Requests from a CSV FileWhy Payments May Fail. Understanding how a bank processes transactionsUnderstanding Dishonour ReasonsPayments - Frequently Asked QuestionsPayments, Clearance Times & SettlementsPayment Defaults and Fee SettingsReportsExporting Payment & Settlement ReportsRefunding a PaymentPayToHow to create a PayTo paymentPayIDWhat's PayIDHow to create a PayID paymentPayID Implementation OptionsSandbox TestingEnabling PayID